Aboriginal Entrepreneurship Program: Access to Capital
Indigenous Services Canada
Up to $99,999
no fixed deadline; approvals on the funder's cycle
sac-isc.gc.ca · Last verified Aug 17, 2026 · Auto-checked against official source
If you run an established Northern Ontario business and want to expand, there is real money on the table, but almost none of it is a simple grant. The two anchors are NOHFC's Invest North (Grow) stream and FedNor's Northern Ontario Development Program, and both come with strings: NOHFC packages mix contribution and loan, with much of the funding repayable, and FedNor contributions, reported at up to 33% of capital or 50% of non-capital costs, are repayable for profit-generating projects. Plan to carry half or more of the project cost yourself. Most significant northern projects stack NOHFC and FedNor together, but one approval can be contingent on the other, which adds months. The closest thing to easy money is payroll support: NOHFC and FedNor internship subsidies, reported at up to roughly $35,000 per intern per year.
NOHFC Invest North (Grow) takes continuous applications through the MyNOHFC portal, with approvals at periodic board meetings. FedNor's NODP is officer-mediated, FedNor's own site says to contact an officer before applying because budget availability is limited. Neither is fast; budget months, not weeks.
For FedNor, the officer conversation is effectively the intake. For smaller capital needs, your local Community Futures Development Corporation (CFDC) offers repayable loans, typically reported up to about $150,000, varying by corporation, plus free business counselling, and is usually faster than the big agencies.
NOHFC's Workforce Development internships (reported up to roughly $35,000 per intern per year, the employer applies) and FedNor youth internships (reported at 90% of salary) are the least painful money in the region. CanExport SMEs offers $10,000–$50,000 non-repayable at up to 50% for developing new export markets, but allocations are reported to run out before windows close.
Forestry and wood processing: FSIIP. Mineral exploration: OJEP. Technology innovation: NRC IRAP, which works through a relationship with an Industrial Technology Advisor rather than a form. If your project fits a sector program, it often carries better terms than the general streams.
Indigenous Services Canada
Up to $99,999
no fixed deadline; approvals on the funder's cycle
sac-isc.gc.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Timmins Economic Development Corporation
Up to $10,000
no fixed deadline; approvals on the funder's cycle
timminsedc.com · Last verified Aug 17, 2026 · Auto-checked against official source
Community Futures Development Corporations of Northern Ontario
Up to $300,000
no fixed deadline; approvals on the funder's cycle
sncfdc.org · Last verified Aug 17, 2026 · Reported, verification pending
Global Affairs Canada, Trade Commissioner Service
$10,000 – $50,000
closes Aug 31, 2026 (12:00 ET (noon)) (14 days left)
tradecommissioner.gc.ca · Last verified Aug 16, 2026 · Reported, verification pending
Employment and Social Development Canada
Varies; see program
confirm with funder
canada.ca · Last verified Aug 16, 2026 · Reported, verification pending
Federal Economic Development Agency for Northern Ontario
Varies; see program
no fixed deadline; approvals on the funder's cycle
fednor.canada.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Ontario Ministry of Mines
Up to $500,000
closes Aug 25, 2026 (17:00) (8 days left)
ontario.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Destination Northern Ontario (RTO13)
Varies; see program
no fixed deadline; approvals on the funder's cycle
destinationnorthernontario.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Destination Northern Ontario (RTO13)
Not published
no fixed deadline; approvals on the funder's cycle
City of Sault Ste. Marie
Up to $100,000
no fixed deadline; approvals on the funder's cycle
welcometossm.com · Last verified Aug 17, 2026 · Auto-checked against official source
Federal Economic Development Agency for Northern Ontario
Up to $52,500
no fixed deadline; approvals on the funder's cycle
fednor.canada.ca · Last verified Aug 16, 2026 · Reported, verification pending
Federal Economic Development Agency for Northern Ontario
Up to 33% of costs
no fixed deadline; approvals on the funder's cycle
fednor.canada.ca · Last verified Aug 16, 2026 · Reported, verification pending
Federal Economic Development Agency for Northern Ontario
$100,000 – $3,000,000
no fixed deadline; approvals on the funder's cycle
fednor.canada.ca · Last verified Aug 16, 2026 · Reported, verification pending
Ontario Ministry of Natural Resources and Forestry
Up to $10,000,000
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ontario.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Ontario Ministry of Natural Resources and Forestry
Up to $3,000,000
closes Sep 18, 2026
ontario.ca · Last verified Aug 16, 2026 · Reported, verification pending
City of Greater Sudbury
Up to $20,000
no fixed deadline; approvals on the funder's cycle
greatersudbury.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of Greater Sudbury
Up to $200,000
no fixed deadline; approvals on the funder's cycle
greatersudbury.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of Greater Sudbury
Up to $7,500
no fixed deadline; approvals on the funder's cycle
greatersudbury.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of Greater Sudbury
Varies; see program
no fixed deadline; approvals on the funder's cycle
greatersudbury.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of Thunder Bay
Up to $300,000
under review, confirm with funder
thunderbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Northern Ontario Heritage Fund Corporation
Up to $2,000,000
no fixed deadline; approvals on the funder's cycle
myportal.nohfc.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Northern Ontario Heritage Fund Corporation
Up to $5,000,000
no fixed deadline; approvals on the funder's cycle
myportal.nohfc.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Ontario Creates
Not published
see successor program
Natural Resources Canada
Up to $10,000,000
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grantcompass.ca · Last verified Aug 17, 2026 · Reported, verification pending
Métis Voyageur Development Fund
Up to $1,500,000
no fixed deadline; approvals on the funder's cycle
mvdf.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Nishnawbe Aski Development Fund
Up to $8,000
no fixed deadline; approvals on the funder's cycle
nadf.org · Last verified Aug 17, 2026 · Auto-checked against official source
Nishnawbe Aski Development Fund
Up to $25,000
allocations can run out before the window closes; confirm before applying
nadf.org · Last verified Aug 17, 2026 · Auto-checked against official source
Northern Ontario Heritage Fund Corporation
Up to $1,000,000
no fixed deadline; approvals on the funder's cycle
myportal.nohfc.ca · Last verified Aug 16, 2026 · Uncertain: confirm with funder
Northern Ontario Heritage Fund Corporation
Up to $35,000
no fixed deadline; approvals on the funder's cycle
myportal.nohfc.ca · Last verified Aug 16, 2026 · Reported, verification pending
National Research Council, Industrial Research Assistance Program
From $10,000
no fixed deadline; approvals on the funder's cycle
nrc.canada.ca · Last verified Aug 16, 2026 · Reported, verification pending
City of North Bay
Varies; see program
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northbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of North Bay
Up to 75% of costs
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northbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of North Bay
Not published
no announced close date
Ontario Creates
$5,000 – $500,000
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ontariocreates.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Ontario Ministry of Mines
Up to $200,000
confirm with funder
ontario.ca · Last verified Aug 16, 2026 · Reported, verification pending
PARO Centre for Women's Enterprise
$1,000 – $5,000
no fixed deadline; approvals on the funder's cycle
paro.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of Sault Ste. Marie
Up to $160,000
allocations can run out before the window closes; confirm before applying
saultstemarie.ca · Last verified Aug 17, 2026 · Uncertain: confirm with funder
City of Sault Ste. Marie
Varies; see program
allocations can run out before the window closes; confirm before applying
saultstemarie.ca · Last verified Aug 17, 2026 · Reported, verification pending
Destination Northern Ontario (RTO13)
Up to $3,000
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northernontariobusiness.com · Last verified Aug 17, 2026 · Reported, verification pending
Grants Ontario / Transfer Payment Ontario
Up to $5,000
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ontario.ca · Last verified Aug 17, 2026 · Auto-checked against official source
City of Thunder Bay
Up to $25,000
no fixed deadline; approvals on the funder's cycle
thunderbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Employment and Social Development Canada
Up to $5,000
allocations can run out before the window closes; confirm before applying
canada.ca · Last verified Aug 17, 2026 · Reported, verification pending
Destination Northern Ontario (RTO13)
Not published
no fixed deadline; approvals on the funder's cycle
Waubetek Business Development Corporation
Up to $99,999
no fixed deadline; approvals on the funder's cycle
waubetek.com · Last verified Aug 17, 2026 · Auto-checked against official source
Waubetek Business Development Corporation
Up to $50,000
no fixed deadline; approvals on the funder's cycle
waubetek.com · Last verified Aug 17, 2026 · Auto-checked against official source
Longer answers are in the guides.
No. NOHFC uses conditional contributions, the Grow stream is reported as a mix of contribution and loan, with much of the funding repayable and conditions attached. Treat it as cheap capital with obligations, not a grant.
NOHFC's preliminary application is reported to get a response in about 10 business days, followed by a full proposal, board approval, and a contract reported 6–8 weeks after approval. Stacked NOHFC + FedNor projects can take months longer when one approval is contingent on the other.
Expect to fund 50% or more of the project yourself on most streams, NOHFC tops out at a reported 50% of eligible costs and FedNor at a reported 33% of capital costs. Cost overruns are yours.