Next intake not announced

North Bay Growth CIP Top-Up Funding Streams (HAF Year 2)

Also known as: Streams of Growth CIP Top-Up Funding

North Bay's Housing Accelerator Fund Year 2 top-up split $2.6M across three streams: $1M for affordable rental housing (DNSSAB partnership), $1M for missing-middle projects (up to $300,000 per project, +$100,000 in intensification areas), and $600,000 for ADUs (max 4 per applicant, 1 per property). The Year 2 intake ran January 1-31, 2026 with March awards, the window is now closed; watch for a future round while HAF funding lasts.

Amount: Three streams, applicant picks ONE: Stream 1 Affordable Housing, $1,000,000 allocation for rental housing via DNSSAB partnership; Stream 2 Missing Middle, $1,000,000 allocation, capped $300,000 per project (plus up to $100,000 extra within Residential Intensification Areas if funds remain); Stream 3 Additional Dwelling Units, $600,000 allocation, max 4 ADUs per applicant, 1 ADU per property. Unallocated Stream 1 funds redirect to other streams first-come first-served.
northbay.ca · Last verified Oct 1, 2026 · Auto-checked against official source
Stream 2 ... $300,000 per project ... Stream 3 ... $600,000 ... maximum of 4 ADUs
Instrument: Grant (non-repayable)
Status: Next intake not announced watch this page or subscribe to the calendar
Who qualifies: Property owners and developers Nonprofits and charities
developer
property-owner
homeowner
nonprofit
Choose exactly one stream
Building permit must be issued within 90 days of approval (all streams)
Stream 1 requires District of Nipissing Social Services Administration Board (DNSSAB) partnership
Streams 2-3 prioritize conversions of underutilized buildings and projects in Residential Intensification Areas
northbay.ca · Last verified Oct 1, 2026 · Auto-checked against official source
Where: Nipissing DistrictThis program is limited to one district.
1 of 11 Northern Ontario districts are eligible for this program. A filled dot is eligible, an outline is not.
Built for: Homeowners, energy retrofits Small business, expansion Nonprofits & charities

How do you apply?

Call first. This funder expects contact with a program officer before you apply.

Pre-consultation
Apply during intake window (Year 2: January 1-31, 2026)
Award notification (March 2026)
Building permit within 90 days of approval
Construction and payment

northbay.ca · Last verified Oct 1, 2026 · Auto-checked against official source

Can you combine this with other funding?

North Bay Growth CIP, Housing Target Area Incentive, Top-up funding layers on the base Growth CIP housing incentive (up to 75% / $25,000 per unit).

Common questions

Can I apply to more than one stream?

No, applicants must choose one stream. Unallocated Stream 1 (affordable) funds redirect to the other streams on a first-come, first-served basis.

What's the catch after approval?

A building permit must be issued within 90 days of approval in every stream, projects that aren't construction-ready lose their allocation.

Is another intake coming?

The published Year 2 window (January 2026) has closed. Future rounds depend on remaining Housing Accelerator Fund money, contact adam.curran@northbay.ca (705-474-0400 x2402) for current status.

Other streams of North Bay Growth Community Improvement Plan

Funders publish these as one program with several streams. The terms differ by stream.

North Bay Growth CIP, Housing Target Area Incentive, Up to 75% of costs

Where else could this money come from?

Chosen by what these programs have in common with this one, not by hand. The reason is shown for each, so you can judge whether it holds.

North Bay Growth Community Improvement Plan Open
same funder (City of North Bay); both for homeowners, energy retrofits and small business, expansion; north bay — Not published
GSCIP Tax Increment Equivalent Grant (TIEG) Programs Open, continuous intake
both for small business, expansion and nonprofits & charities; affordable housing — Varies; see program
Sault Foundations Grant (Feasibility Study, Non-Profit Missing Middle) Open while funds last
both for nonprofits & charities; missing middle — Not published
GSCIP Housing Accelerator Program (Per-Door Residential Grant) Open, continuous intake
both for small business, expansion and nonprofits & charities; haf — Up to $200,000

Notes on this record

HAF-backed and explicitly allocation-limited. Year 2 window closed as of 2026-08-17; record kept active because the parent program and HAF funding continue.

Apply

Apply on the funder’s site and confirm current terms there:

northbay.ca