North Bay Growth CIP Top-Up Funding Streams (HAF Year 2)
Also known as: Streams of Growth CIP Top-Up Funding
North Bay's Housing Accelerator Fund Year 2 top-up split $2.6M across three streams: $1M for affordable rental housing (DNSSAB partnership), $1M for missing-middle projects (up to $300,000 per project, +$100,000 in intensification areas), and $600,000 for ADUs (max 4 per applicant, 1 per property). The Year 2 intake ran January 1-31, 2026 with March awards, the window is now closed; watch for a future round while HAF funding lasts.
Key facts
- Amount
- Three streams, applicant picks ONE: Stream 1 Affordable Housing, $1,000,000 allocation for rental housing via DNSSAB partnership; Stream 2 Missing Middle, $1,000,000 allocation, capped $300,000 per project (plus up to $100,000 extra within Residential Intensification Areas if funds remain); Stream 3 Additional Dwelling Units, $600,000 allocation, max 4 ADUs per applicant, 1 ADU per property. Unallocated Stream 1 funds redirect to other streams first-come first-served.
northbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
- Instrument
- Grant (non-repayable)
- Status
- Next intake not announced watch this page or subscribe to the calendar
- Who qualifies
- Developer, property owner, homeowner, nonprofit
- Choose exactly one stream
- Building permit must be issued within 90 days of approval (all streams)
- Stream 1 requires District of Nipissing Social Services Administration Board (DNSSAB) partnership
- Streams 2-3 prioritize conversions of underutilized buildings and projects in Residential Intensification Areas
northbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Application process
Call first. This funder expects contact with a program officer before you apply.
- Pre-consultation
- Apply during intake window (Year 2: January 1-31, 2026)
- Award notification (March 2026)
- Building permit within 90 days of approval
- Construction and payment
northbay.ca · Last verified Aug 17, 2026 · Auto-checked against official source
Stacking
- North Bay Growth CIP, Housing Target Area Incentive, Top-up funding layers on the base Growth CIP housing incentive (up to 75% / $25,000 per unit).
Common questions
Can I apply to more than one stream?
No, applicants must choose one stream. Unallocated Stream 1 (affordable) funds redirect to the other streams on a first-come, first-served basis.
What's the catch after approval?
A building permit must be issued within 90 days of approval in every stream, projects that aren't construction-ready lose their allocation.
Is another intake coming?
The published Year 2 window (January 2026) has closed. Future rounds depend on remaining Housing Accelerator Fund money, contact adam.curran@northbay.ca (705-474-0400 x2402) for current status.
Apply
Apply on the funder’s site and confirm current terms there: